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Finance > Insurance > Home InsuranceSchemes That Make Home Buying Easier For Women.

Posted by anuragmishra in Finance on May 30th, 2017


More and more women are stepping forth to make an investment in real estate thanks to their financial freedom. Although the number is not significant, this could very well be the start. Real estate as such is a secure and stable asset for all kinds of investors. Be it single or married women, the attitude towards investment has been changing. No longer is real estate just a man’s domain.


To attract more women looking to buy homes, developers, banks and even the government is coming up with different initiatives. These are aimed at making real estate a lucrative market for women.


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In a recent development Cheap Noah Syndergaard Jersey , BGA Realtors, a KOLKATA-based real estate player, has cut its booking amount by half for women. Under its scheme unveiled on International Women’s Day, the developer is also offering a subsidy of Rs 2.20 lakh on Rs 6-lakh home loan for women. These loans, to be disbursed through Micro Housing Finance Corporation Ltd (MHFCL), come with a processing fee, unlike in the case of commercial loans.


Another renowned developer Cheap Michael Conforto Jersey , Tata Housing, has collaborated with State Bank of India (SBI) to launch a scheme especially for female home buyers. Under the scheme, the interested woman buyers have to pay only 20 per cent of the agreed value of the home upfront; the remaining 80 per cent is paid after possession.


In addition to the payment plan, SBI offers loans at a concessional interest rate of 9.5 per cent to its female customers, under a scheme called ‘Her Ghar’. The bank has also waived its processing fee for female home loan for women seekers. However, to avail of this scheme, the woman home buyer should be the sole applicant or one of the co-applicants of the home loan Cheap Adrian Gonzalez Jersey , and the sole or a co-owner of a property, according to SBI.


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SBI is not the only bank that is softening home loan for women interest rates for female buyers. In 2015, HDFC Bank, too, launched a special scheme to encourage woman home buyers under the name ‘Woman Power’. With this scheme, the bank disburses loans at an applicable interest rate of 9.85 per cent. This home loan product, which can be availed of by both joint and sole owners Cheap Todd Frazier Jersey , is also available to women without any income of their own.


Another financing scheme launched by Aspire Home Finance, Mahila Awas Loan, disburses between Rs 2 lakh and Rs 12 lakh. The interest rate on these loans is higher than the concessional rate offered by many banks. The rate ranges from 10 per cent to 12 per cent. The higher interest rate is directly proportional to the risk involved in a loan disbursed to women without proper identification proofs.


Besides, there are several other schemes targeted at women belonging to the low-income group. One such is the MALA scheme that aims at women who are daily-wage workers, employed as domestic help, or running tiffin services from home – all of them fall under the unorganised sector. Many women from these groups may not be eligible for home loan for women, or even bank accounts. Yet Cheap Asdrubal Cabrera Jersey , these women, also part of co-operative savings schemes, tend to earn a decent amount and possess enough excess income to pay equated monthly instalments (EMIs).


Many state governments also offer STAMP DUTY concessions to woman home buyers. For instance, women in DELHI have to pay only three per cent of the PROPERTY price as stamp duty, while men have to pay five per cent.


Thanks to these initiatives by banks and developers, home ownership in India, largely male-dominated for decades Cheap David Wright Jersey , is set to see a clear shift in favour of the country’s women.


{Source: }

The Golden Age or Old Kingdom of Egypt covers the Third, Fourth, Fifth and Sixth Dynasties from c. 2670-2181 B.C. During the Fourth Dynasty, King Sneferu perfected the art of pyramid building. His era is often described as the Age of the Pyramids. The famous Pyramids of Giza were constructed after Sneferu, under kings Khufu, Khafre, and Menkaure.


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Though the Fourth Dynasty signaled the height of the age of pyramid-building Cheap Mike Piazza Jersey , scholars traditionally incorporated the Third Dynasty in the Golden Age because of the very first pyramid, which was built for King Djoser at Saqqara. Djoser's architect, Imhotep, revolutionized construction in Egypt by building the king's tomb out of stone instead of the regular mud brick, mastabas, as he wanted a lasting memorial to his k. wholesale air vapormax air max wholesale Cheap Jerseys From China Cheap Jerseys Free Shipping Cheap NFL Jerseys Wholesale Jerseys Free Shipping Cheap NFL Jerseys China Cheap NFL Jerseys China Wholesale NFL Jerseys China Cheap Jerseys
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